LiveMint-Finance • 22/01/2026
Finance
Personal finance, markets, and investment news.
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Devina Mehra on why piling into gold, silver right now may be a mistake
IRS announces new tax benefit that may give a boost to 1 million taxpayers— What is it? How does it work?
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Budget 2026: How ₹1.25 lakh LTCG tax limit and exclusion from 87A rebate hurt salaried mutual fund investors
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Simplified GST registration leaves MSMEs trapped if turnover rises
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How can I allocate my investments to ensure my retirement savings don't run out?
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Sharpe ratio and what it means for your risk-adjusted returns
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"How to get insured if you have a pre-existing health condition"
Many people diagnosed with a health condition worry about being denied insurance. They shouldn't. Insurers are now good at understanding and covering people with adverse health.
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"Can I use the sale amount of land to buy a shop and get an exemption under Section 54F?"
Exemption under section 54F is available only if the sale proceeds from the sale of the long-term capital asset are reinvested in a residential property.
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"Why the order of market returns can make or break your portfolio"
This critical factor often overlooked by investors can dramatically alter long-term wealth, even with consistent average returns.
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LiveMint-Finance | 20/01/2026
Are IPO listings still worth the risk for small investors?
Given the unpredictable nature of IPO listings, financial advisers say individual investors are best off holding stocks via mutual funds or via the secondary market for the long run. Those who want to play the IPO listing game should be wary of these risks
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LiveMint-Finance | 20/01/2026
How much can you safely withdraw from your retirement corpus?
A new research-backed formula replaces complex simulations to estimate safe withdrawal rates, helping Indian retirees quickly assess how much they can spend based on equity allocation and retirement length.
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LiveMint-Finance | 20/01/2026
UP labourer receives ₹7 crore income tax notice — What are the types of I-T notices and how to respond to them
An Income Tax Notice is a formal communication from the Income Tax Department sent to the taxpayer on various grounds. Check who gets it and how to respond.
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LiveMint-Finance | 19/01/2026
Gifting money to NRI daughter-in-law: What is the tax implication in India?
Under Indian tax law, if a resident father-in-law gifts a sum of money to his daughter-in-law who is an NRI, the gift is not taxable in India, either in the hands of the donor or the recipient.
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LiveMint-Finance | 19/01/2026
Financial compatibility: The new dealbreaker in marriage
From managing wedding hangover to navigating parental support, shifting from ‘mine’ to ‘ours’ requires more than just a joint account. Why financial compatibility is a non-negotiable for long-term stability.
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LiveMint-Finance | 19/01/2026
Why rebalancing and SIPs matter more than perfect entry points
India’s markets may be booming, but disciplined asset allocation and regular rebalancing—not market timing—are what help investors compound wealth, manage volatility and avoid costly behavioural mistakes.
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LiveMint-Finance | 19/01/2026
Should I rebalance my portfolio?
An investor with a 5-6 year Systematic Investment Plan history in mid- and small-cap funds seeks advice on whether to move profits into large-cap or hybrid funds, and the expert recommends a hybrid approach.
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LiveMint-Finance | 18/01/2026
Ready for passive investing? Here's how to kickstart your portfolio
With several passive funds out there, here are the dos and donts when starting with passives.
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LiveMint-Finance | 17/01/2026
EPF money withdrawal through UPI soon? Labour ministry working on direct, quicker access to funds, says report
The Labour Ministry is reportedly developing a system allowing eight crore EPFO members to directly withdraw their money using UPI. It aims to facilitate quick access, streamline withdrawal and enhance services. 
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LiveMint-Finance | 16/01/2026
Loan rejected or high interest rate? Your data might be the real reason
Credit reports are crucial for borrowing and reflect your financial history. Accuracy in credit information, including optional details, is vital for lenders to assess profiles and make informed decisions, especially for first-time borrowers. 
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LiveMint-Finance | 16/01/2026
Budget recap: How much income tax relief FM Nirmala Sitharaman gave taxpayers last year? What to expect in Budget 2026?
In Budget 2025, Finance Minister Nirmala Sitharaman made several announcement that came as a boon for taxpayers and salaried people. Will Budget 2026 do the same?
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LiveMint-Finance | 16/01/2026
The silent wealth killer: Understanding and combating lifestyle inflation
As incomes rise, so do expenses. Lifestyle inflation is quietly eating into savings, pushing young professionals into financial fragility and risky shortcuts to wealth.
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LiveMint-Finance | 15/01/2026
Mint Horizons brings investment gurus Neil Parikh, Jay Kothari to Kolkata
The Kolkata masterclass by Mint Horizons aims to equip investors with knowledge on global investment opportunities. Discussions will focus on navigating international markets, risk mitigation strategies, and essential themes for successful long-term investing amidst economic shifts.
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LiveMint-Finance | 15/01/2026
Bima Lokpal called and asked me to claim a refund for a lapsed insurance policy. Is this fraud?
Experts confirm this is a common scam, as government bodies never solicit payments or new policy purchases to release unclaimed funds.
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LiveMint-Finance | 15/01/2026
Your will won’t save your family if your passwords die with you
Across Indian households, there is typically one person who handles everything—investments, bills, demat account, UPI apps, bank logins. If that key family member dies without sharing the digital access trail, the family is stuck
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LiveMint-Finance | 15/01/2026
Missed income? ITR-U gives a second chance, but at a steep cost
Missed income disclosures after the December deadline? The updated return offers a second chance—but only if it results in higher tax, and with penalties that rise sharply over time.
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LiveMint-Finance | 15/01/2026
Moving abroad? Here's the financial checklist before you become an NRI
There are some financial steps that one needs to take to avoid unexpected taxes or penalties. The transition requires precise paperwork and liquidation of assets, among other things, to ensure a smooth transition
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LiveMint-Finance | 14/01/2026
Can you refuse life support through your will? Here's what Indian law says
You may consider making an advance medical directive, or a ‘living will’, in which you may communicate your wishes regarding your medical care in case you become critically ill.
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LiveMint-Finance | 14/01/2026
Budget 2026: How can FM Sitharaman make New Tax Regime better? Deductions, tweaks and more — What experts say
Budget 2026: The government introduced the New Tax Regime in Budget 2020, and since then, it has made several changes to accommodate taxpayers' interests. In Budget 2025, FM Sitharaman made a grand move, lowering the income tax rates. What's coming in Budget 2026?
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LiveMint-Finance | 14/01/2026
Balancing life, money, and retirement: Mid-50s essential checklist
As retirement nears, financial planning in one’s 50s shifts from aggressive growth to risk control, debt reduction, and liquidity—aimed at protecting savings from market shocks.
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LiveMint-Finance | 14/01/2026
The Ghost Mansion fallacy: Why we build palaces we never live in
Many professionals build extravagant houses in their villages as status symbols, neglecting the financial implications. These 'Ghost Mansions' serve more as displays than homes, leading to wasted investments and maintenance costs. It's more sensible to renovate homes for utility rather than ego.
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LiveMint-Finance | 13/01/2026
Thematic funds disappointed investors in 2025: Should you bet on them this year? Experts weigh in
Experts believe that investing in thematic funds should be part of a broader investment philosophy, rather than being purely driven by short-term returns. 
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