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Business | EU to Unveil March Plan to Deepen Single Market, Boost Capital Markets Union

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European Commission President Ursula von der Leyen announced today that the EU will present a comprehensive action plan in March 2026. This initiative aims to deepen the bloc's single market and advance its long-delayed capital markets union, seeking to unlock approximately €10 trillion in savings.

EU Outlines March Plan for Deeper Single Market and Capital Markets Union

EU President Ursula von der Leyen announced today an action plan due . It aims to deepen the single market and advance the capital markets union, targeting €10 trillion in savings.

Key Details of the Upcoming EU Initiative

The European Commission President, Ursula von der Leyen, stated on , that the European Union (EU) will unveil a significant action plan next month. This plan is designed to strengthen its single market and push forward with the long-delayed capital markets union. The core objective is to more productively invest an estimated €10 trillion in savings currently held in bank accounts across the bloc.

This announcement follows discussions among EU leaders focused on enhancing the competitiveness of the EU economy. The initiative seeks to simplify operations for companies throughout the EU, ultimately aiming for a more streamlined and competitive economic environment. EU leaders have committed to a comprehensive overhaul of the single market, with a target for completion by .

Official Position from the European Commission

According to European Commission President Ursula von der Leyen, the forthcoming "One Europe, One Market Roadmap and Action Plan" will be presented in March and will include specific measures and a timetable for implementation. She emphasized that a fully functioning single market necessitates a deep and liquid capital market.

Leaders have also endorsed accelerating progress on the Savings and Investment Union, with an initial phase, encompassing market integration, supervision, and securitization, targeted for completion by . In recognition of potential challenges in achieving unanimous progress across all 27 EU member states, the Commission is prepared to proceed with enhanced cooperation among a subset of at least nine member states if broader progress stalls. Additionally, the EU plans to propose a "28th regime" (EU Inc), which would enable companies to operate across all member states under a single, unified set of corporate rules.

Market and Expert Reaction

Reaction from market participants or specific experts was not immediately available.

Timeline and Next Steps

The detailed action plan is set to be presented by the European Commission in . Following this, discussions will continue at the next European Council meeting. The first phase of the Savings and Investment Union is aimed for completion by , with the broader single market overhaul targeting completion by .

Context and Background

The European single market is a fundamental pillar of the EU, guaranteeing the free movement of goods, services, capital, and people across its member states. Its primary aim is to remove barriers, simplify rules, and facilitate trade and business, thereby increasing competition and fostering economic integration within the bloc.

Complementing this, the Capital Markets Union (CMU) is an EU initiative launched in to create a single market for capital. The CMU seeks to ensure that investments and savings can flow seamlessly across the EU, providing businesses with a wider choice of funding at potentially lower costs, particularly benefiting small and medium-sized enterprises (SMEs). It also aims to offer new opportunities for savers and investors while enhancing the resilience of the financial system. The project is seen as crucial for supporting economic recovery and achieving the EU's green and digital agendas.

KEY TAKEAWAYS

  • The EU will present an action plan in March 2026 to deepen its single market and advance the capital markets union.
  • The initiative targets the productive investment of approximately €10 trillion in European savings.
  • European Commission President Ursula von der Leyen announced the plan, which seeks to boost EU competitiveness and streamline business operations.
  • The first phase of the Savings and Investment Union is expected to be completed by June 2026, with a full single market overhaul by December 2027.
  • The plan may involve enhanced cooperation among a smaller group of member states if universal progress proves challenging.

PEOPLE ALSO ASK

What is the EU's single market?
The EU's single market is an internal market designed to guarantee the free movement of goods, services, capital, and people across its 27 member states. It aims to remove barriers to trade and business, fostering competition and economic integration within the European Union.

What is the Capital Markets Union (CMU)?
The Capital Markets Union (CMU) is an EU initiative launched in 2015 to create a single market for capital. Its goal is to enable investments and savings to flow freely across the EU, providing businesses with diverse funding options and offering new opportunities for investors and savers.

What is the proposed investment target for the EU's new plan?
The new action plan aims to more productively invest approximately €10 trillion in savings that are currently held in bank accounts across the European Union. This is intended to stimulate economic growth and enhance the bloc's competitiveness.

When will the EU's action plan be unveiled?
European Commission President Ursula von der Leyen announced that the detailed action plan to deepen the single market and advance the capital markets union will be presented in March 2026. This will include specific measures and a timeline for implementation.

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