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Finance | ECB Expands EUREP to Global Central Banks, Offers €50 Billion Facility

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Quick Summary

The European Central Bank (ECB) announced on , a global expansion of its emergency loan program, EUREP, allowing central banks worldwide to borrow up to €50 billion. This initiative aims to bolster the euro's international standing and could provide an additional liquidity avenue for institutions like the Reserve Bank of India (RBI).

LEDE PARAGRAPH

The European Central Bank (ECB) announced a significant expansion of its emergency loan program, the Eurosystem repo facility for central banks (EUREP), on , making it globally available to central banks worldwide. This strategic move, which will allow approved central banks to borrow up to €50 billion, is primarily aimed at strengthening the euro's international standing amidst geopolitical uncertainties.

WHAT HAPPENED / KEY DETAILS

Under the enhanced EUREP framework, non-euro area central banks will be able to borrow up to €50 billion against high-quality euro bonds as collateral. Previously, the EUREP facility was limited to only eight countries neighbouring the European Union. The new rules are set to take effect in the third quarter of 2026, providing standing access rather than temporary arrangements. Eligibility extends to virtually all central banks globally, with exceptions for those involved in money laundering, terrorist financing, or subject to international sanctions.

OFFICIAL POSITION / RATIONALE

The ECB stated that the expansion is designed to make euro liquidity provision more effective and flexible, supporting the smooth transmission of monetary policy in the euro area. ECB President Christine Lagarde, speaking at the Munich Security Conference on the same day, highlighted that the move is part of the ECB's broader effort to capitalise on the euro's “global moment” and to prepare for a more volatile financial environment. By providing a liquidity backstop, EUREP helps address the risks of euro funding pressures globally that could otherwise spill over into euro area financial markets, thereby bolstering confidence to invest, borrow, and trade in euros.

TIMELINE / WHAT'S NEXT

The new rules for the expanded EUREP facility will become operational in July 2026, with central banks having full access by the third quarter of 2026. Going forward, the ECB will no longer publish information about which individual central banks have accessed its repo lines, instead providing details of overall weekly drawings of euro liquidity across all repo lines to maintain privacy.

CONTEXT / BACKGROUND

The Eurosystem repo facility for central banks (EUREP) was initially created during the COVID-19 pandemic in 2020 as a precautionary backstop to address pandemic-related euro liquidity needs outside the euro area. It was later extended due to uncertainties arising from geopolitical events. EUREP functions as a standing facility, allowing participating central banks to borrow euros against high-quality euro-denominated collateral. This mechanism strengthens a foreign country's ability to withstand foreign exchange liquidity crunches, which can be crucial for stabilising their domestic banking sectors.

For Indian readers, while the Reserve Bank of India (RBI) manages its own robust liquidity mechanisms, including Open Market Operations and forex swap operations, the global expansion of EUREP could present an additional, albeit backstop, channel for accessing euro liquidity if deemed necessary in future global financial stress scenarios. The RBI has consistently taken proactive steps to ensure adequate liquidity in the Indian banking system.

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